About Liam Hawthorne

For many young adults in 2025, deciding whether to rent or buy a home isn’t as clear-cut as it used to be. With higher mortgage rates, changing job patterns, remote work flexibility, and housing market fluctuations, the answer depends on more than just monthly payments. It’s about long-term value—how you want to live, what you […]

If you’re facing multiple debts—credit cards, personal loans, medical bills—you may feel overwhelmed by where to start. Two of the most popular strategies for paying off debt are the avalanche and the snowball methods. While they both work, they take different paths toward the same goal: becoming debt-free. So, which strategy saves you more in […]

With the electric vehicle (EV) market booming and more models entering the secondhand scene, many budget-conscious drivers are considering used EVs as a smart alternative to new, pricey models. However, buying a used EV isn’t quite the same as purchasing a conventional gasoline car. Electric vehicles come with unique components—like battery packs and charging systems—that […]

Science and skincare have always been closely linked—but with the rise of biotechnology, we’re entering a new era of beauty innovation. One of the most exciting developments? The use of fermented ingredients in skincare. Once associated primarily with health foods like kimchi, kombucha, and kefir, fermentation is now making waves in the beauty world. Backed […]

When it comes to buying a car, the sticker price is just the beginning. Long-term value seekers know that what you spend to keep your car running smoothly matters just as much—if not more—than what you pay up front. That’s where low maintenance costs become a game changer. Brands that offer reliable performance, affordable replacement […]

In a world of fast fashion, planned obsolescence, and overflowing landfills, more shoppers are saying no to disposable culture and yes to lasting quality. For minimalists and eco-conscious consumers, the “Buy It For Life” (BIFL) philosophy is all about investing in items so well made, you’ll likely never need to replace them. These are the […]

Buying your first car is exciting—but the costs don’t stop once you drive off the lot. From monthly payments to fuel, insurance, and surprise repairs, owning a car in 2025 comes with more financial layers than many first-time buyers realize. If you’re a young adult or budget-conscious shopper looking to make a smart, informed purchase, […]

We’ve all been there—adding something to our cart on a whim, convincing ourselves it’s a “treat” or a “limited-time deal,” only to regret it days (or even hours) later. In the age of one-click checkouts and flash sales, impulse spending has become dangerously easy—especially for emotional spenders and online shopping enthusiasts. But there’s one simple, […]